Scope. Vision. Perspective.
TAO Private Wealth’s investment process is all designed with one thing in mind – to help you plan the future that you aspire to. Because we have a long history of managing investments for the ultra-wealthy, we can provide deep, specialized expertise in investment planning.
Our wealth management method provides you with a highly personalized plan, managed by a skilled and trusted advisor. This unique process looks into the past to discover valuable insights about your wealth, and it also guides the future by determining where your wealth can best serve you down the road.
You’ll find our approach is different than other financial advisors, but we believe in something much bigger – that you can build the life you want.
10-Year Baseline
Our investment process starts with identifying what you’ll need for the next 10 years to live the life you want to live. Our comprehensive approach is designed to help you gain a clear understanding of your financial goals and how to achieve them.
We’ll never invest money you’ll need for this time in the stock market – it’s too volatile and we can’t manage the risk over that short time frame. Instead, we typiocally do the following:
- We put a portion of your money into conservative fixed income investments to balance the need of stability and income this is to give you what you need for those first five years, based off your vision.
- Then we seek the conservative and stable nature of “investment grade” bonds so you have fixed income that will mature when you need it over the next five years.
Custom Portfolio
Because we specialize in catering to the unique needs of high-net-worth and ultra-high-net-worth individuals, we build a portfolio that is customized for your specific situation and standard of living.
To do this we walk you through your vision of the future, take all the likely scenarios into account and precisely map how to get there.
This includes going to the “fourth decimal” to give you a complete picture of your entire net worth so you have a full picture of what you’re working with. Then we build a unique plan, actively seeking out how to minimize volatility with an emphasis on potential sources of growth and value that others may overlook.
Our mission is to create a unique investment vehicle that empowers you to pursue your financial goals with confidence and peace of mind.
Diversified portfolio
Once we’ve planned for your financial well-being for the next 10 years, we then determine what your remaining portfolio’s asset allocation will be.
The reason we create a diversified portfolio is that there isn’t real consistency in how the market will perform year to year. With this in mind, we look at four main investment class categories:
- Short term
- Fixed income
- Equities
- Alternatives
Wealth is maintained and enhanced through diversification. We’re going to actively manage every asset class and sub class in your portfolio. Return versus risk: The main determinant of your return versus risk will largely be the decisions made during the implementation and rebalancing of your asset allocations.
Systematic Rebalance
Once we build out your portfolio, we believe in systematically rebalancing your assets to further reduce risk and maximize opportunities.
Because the financial landscape is always changing, we closely monitor market trends and aim to adjust asset allocation strategically to keep your investments on track and balanced to evolve with changing circumstances.
Full transparency throughout the investment process is a priority, which is why we provide you updates on your portfolio’s performance through an easy-to-use interface that’s updated daily so you can look at your investments and the changing market dynamics whenever you want.
Prudent Fundamentals
At our core, we believe in prudent fundamentals like dollar cost averaging, systematic rebalancing, and tactically managing sub-class allocations.
- Dollar Cost Averaging: Consistent investments at various asset prices to benefit from market volatility and enhance potential returns.
- Systematic Rebalancing: Regular adjustments to maintain the intended asset allocation, managing risk and staying on track with long-term goals.
- Sub Class Allocation Management: Fine-tuning exposure to specific asset classes based on market analysis to capitalize on opportunities and mitigate risks.
These strategies aim to provide a balanced investment approach that addresses performance and risk management, all while aligning with your financial goals for the future.
Perspective
Maintaining a perspective-driven approach to investing is vital – we know you want to live comfortably and not worry about running out of money. That’s why the investment philosophy we follow can be described in three words: Risk-Adjusted Return.
Because we want to minimize your risks, we don’t try to “beat” the market. Instead, we try to minimize the volatility over the full market cycle.
By prioritizing long-term stability and prudent risk management, we focus on keeping your investment journey steady and aligned with your financial objectives, supporting your progress toward achieving your goals.
Aspire for more with your wealth.
Wealth doesn’t immediately happen. It takes time to build. The same holds true for building trust. It’s built on one conversation and experience at a time. Let’s talk about what you envision. Let’s talk about what you seek to avoid.